Risk and analytics manager - cape town - up to r1mil per annum

We are seeking an experienced Risk and Analytics Manager to join our Risk & Analytics department. This is a strategic role that leverages data and analytics to drive customer strategies, optimize credit portfolios, and enhance overall company performance. The ideal candidate is highly numerate, analytical, and experienced in credit risk management, able to translate data insights into actionable strategies that meet Board expectations. Responsibilities Lead the analysis of retail credit portfolios, identifying risks, trends, and opportunities to optimize performance. Develop and implement data-driven strategies to manage customer risk, improve collections, and support growth initiatives. Translate complex data into actionable insights, recommendations, and reporting for senior management and the Board. Monitor key risk indicators, ensuring compliance with regulatory and internal policies. Collaborate with cross‑functional teams, including Marketing, Operations, and Finance, to int...