Risk Analyst (Credit Risk) (Mississauga)

Risk Analyst – responsibilities include providing analytics expertise to support easyfinancial’s consumer lending business and assist the Senior Manager, Risk and Analytics with risk analysis, monitoring, and controls for profitable growth.

Responsibilities

• Data mining, modelling, and analysis: conduct guided analytical dives to diagnose, document, and report on drivers of unexpected changes in portfolio/origination composition and credit performance across multiple lending channels.
• Assist risk and analytics leadership in developing risk models for origination, account management, and collections.
• Perform analysis leading to credit strategy optimization, including customer risk segmentation development to improve portfolio risk-reward profile.
• Forecast, track, and measure key business metrics such as loss rates, approval rates, loan conversion rates, and credit quality for new initiatives and marketing campaigns.
• Maintain ...