Residential Lending Sr Loan Officer

Summary:

Responsible for soliciting, negotiating and gathering documents to prepare mortgage loans and HELOCs for underwriting in compliance with federal guidelines and the Bank’s lending policies and procedures. Responsibilities: include but are not limited to the following. Other duties may be assigned.

Self-source and generate mortgage loans through established referral partners and banking partnerships.

Gather financial information from clients including income, assets, debts, and credit history.

Evaluate creditworthiness and eligibility for mortgage loans.

Interview clients to understand their needs and goals.

Explain the difference types of mortgages loans available and recommend the best options for each client.

Prepare and submit mortgage loan applications in accordance with standards.

Work with processing and underwriting departments to secure loan approvals

Ma...