Vacancy Description
Mortgage Underwriter
Location: Birmingham (Hybrid - 3 days in office)
Sector: Specialist Lending
Salary: Up to £45,000 per annum
Job Type: Full-time, Permanent
We're working with a growing specialist lender based in Birmingham that values experienced underwriters who can apply sound judgement, not just tick boxes. They're looking to hire a Manual Underwriter to join their credit team and play a key role in responsible, case-by-case lending decisions.
What You'll Be Doing:
Manually underwriting residential and secured loan applications
Reviewing complex cases, including self-employed and credit-impaired borrowers
Assessing affordability, credit history, and supporting documents
Liaising with brokers and internal teams to gather and clarify information
Making fair, well-documented decisions in line with policy and regulation
Supporting improvements to underwriting process and policy
What They're Looking For:
Location: Birmingham (Hybrid - 3 days in office)
Sector: Specialist Lending
Salary: Up to £45,000 per annum
Job Type: Full-time, Permanent
We're working with a growing specialist lender based in Birmingham that values experienced underwriters who can apply sound judgement, not just tick boxes. They're looking to hire a Manual Underwriter to join their credit team and play a key role in responsible, case-by-case lending decisions.
What You'll Be Doing:
Manually underwriting residential and secured loan applications
Reviewing complex cases, including self-employed and credit-impaired borrowers
Assessing affordability, credit history, and supporting documents
Liaising with brokers and internal teams to gather and clarify information
Making fair, well-documented decisions in line with policy and regulation
Supporting improvements to underwriting process and policy
What They're Looking For:
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