Credit Risk VP

Role: Credit Risk Vice President. Purpose of the role is to assess and approve/decline credit applications based on established credit policies, risk appetite, and regulatory requirements; analyze financial information, evaluate creditworthiness, and recommend credit terms to support responsible lending practices.

• Analyze lending applications, financial statements, credit reports, and other relevant documents to assess borrower creditworthiness and repayment capacity.
• Monitor the performance of approved lending, identify potential risks and early warning signs of delinquency.
• Evaluate risk profiles of applications considering factors such as industry trends, borrower financials, collateral, and market conditions.
• Provide independent credit decisions in line with credit policies, risk parameters, and regulatory requirements.
• Develop and implement actions for troubled lending, including workout pla...