Credit Risk Specialist

About the job

We are looking for a Senior Portfolio Manager to take end-to-end ownership of portfolio performance and Cost of Risk outcomes. This position reports directly to the Head of Risk.

You will steer portfolio mix and concentration risk, continuously improve provisioning and loss forecasting accuracy, and design risk-adjusted pricing frameworks that enable disciplined but ambitious GTM growth. This is a senior individual contributor role with direct commercial impact and close collaboration across GTM, Treasury, and Collections.

Qualifications

5+ years of experience in credit risk, portfolio management, or structured lending

Advanced SQL required; Python strongly preferred

Proven ownership of Cost of Risk (CoR) and portfolio performance

Strong understanding of credit cycles, concentration risk, and sector deterioration

Hands-on experience with provisioning models (e.g., IFRS9) and expected loss methodolog...