Credit Risk Manager

Description About the Role We are looking for an experienced Credit Risk Manager to lead portfolio risk management and credit strategy for our Supply Chain Finance business. This role goes beyond underwriting and focuses on monitoring portfolio health, designing credit policies, and driving data-backed risk decisions across retailer and distributor financing. The ideal candidate will have a strong understanding of MSME lending, GST-based underwriting, and portfolio analytics, along with the ability to balance growth and risk. Key Responsibilities Own and monitor the overall credit portfolio, ensuring portfolio quality, delinquency control, and risk mitigation. Design, implement, and continuously refine credit policies, underwriting frameworks, and risk thresholds. Analyze portfolio performance using GST, banking, bureau, and platform data to identify trends and emerging risks. Define risk segmentation, limit-setting frameworks, and exposure norms across customer cohorts. Work closely w...