Credit Analyst (Associate / AVP)

Ref: HN 47448


TYPE: Full-time, initially 1-year contract (with the intention to an indefinite contract) *6 months probation

WORKING HOURS: Monday to Friday, hours (TBC)

SALARY: TBC

START: No later than October 2026

LOCATION: Düsseldorf, Germany (Hybrid working available)



Main Responsibilities:

• Conduct financial and credit analysis of existing and prospective corporate borrowers

• Assess borrowers' creditworthiness and assign internal credit ratings in accordance with the Bank's credit policies

• Review and adjust system-generated internal credit grades (model grading) based on qualitative and quantitative analysis where appropriate

• Prepare credit applications, annual reviews and periodic credit reports for approval

• Monitor the performance and credit quality of the corporate loan portfolio

• Support quarterly and annual portfolio reviews, including internal rating mainten...