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Commercial Credit Risk Review Analyst - Bellaire or Victoria

Prosperity Bank

Main Ridge, Victoria, Australia Full Time July 09, 2026
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Vacancy Description

POSITION PURPOSE

Analyze and conduct systematic loan reviews of commercial loan relationships to ascertain adequacy of credit quality and compliance with established policies. Identify credit risk and assign a credit risk grade.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

Analyst completes Loan Reviews independently. 

Perform loan reviews of existing commercial loans:

  • Compile & input loan and financial data obtained from loan system and file documents into individual loan review forms.
  • Perform cash flow adequacy analysis, balance sheet analysis, trend analysis, collateral valuation adequacy analysis, and other credit quality assessments relevant to the credit grade determination of the loan(s). 
  • Recommend credit risk grades and provide supporting reasons.
  • Identify documentation and policy exceptions in the individual report
  • Spreading and analysis of commercial financial statements & tax returns of existing l...

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