Commercial Credit Officer – Commercial Banking (AVP)

Citi is seeking a Commercial Credit Officer at the Assistant VicePresident level to join its Commercial Lending Management team in Irving, Texas, one of Citi's largest commercial credit and risk hubs. In this role, you will own end-to-end underwriting and portfolio management activity across a diverse book of middle-market commercial clients, working directly alongside Relationship Managers and Independent Risk to deliver disciplined credit decisions and well-structured lending solutions. This is a high-impact position that offers broad exposure to credit execution, risk oversight, and cross-functional collaboration at the heart of Citi's U.S. Commercial Bank.

**Responsibilities**

+ Manage the end-to-end credit process for new and existing commercial relationships, from initial assessment through approval and ongoing portfolio oversight.
+ Prepare and review underwriting analyses for new transactions, renewals, amendments, and annual reviews, ensuring a clearly art...