Mortgage Development & Originator

GENERAL DESCRIPTION OF POSITION

Solicits residential mortgages through contacts with Realtors, builders, and developers. Develops referral relationships with Community Development Organizations and participates in Community Development activities. Interviews loan applicants and makes credit decisions.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Work with assigned branch office to ensure awareness of home loan products. This duty is performed daily.
2. Handle referrals from branch office and provide appropriate follow-up. This duty is performed daily.
3. Develop referral contacts (realtors, builders, professional and personal contacts). This duty is performed daily.
4. Analyze financial data to determine creditworthiness. This duty is performed daily.
5. Maintain knowledge of available loan products, processing procedures and underwriting guidelines. This duty is performed daily.
6. Take borrower applications. This duty is perf...