Business Analyst - LOS

Business Requirements Analysis

Engage with retail lending, credit risk operations and product teams to gather origination requirements. Analyze current-state loan origination processes on the existing platform (Newgen IBPS). Define future-state origination journeys, workflows and BPMN process flows on Flowable. Prepare BRD, FSD, user stories and process maps.

Loan Origination Domain

Customer onboarding: application capture (assisted and digital STP channels). Credit assessment: scoring, decisioning, policy rule configuration. Deviation handling, approval hierarchy, workflow orchestration (BPMN). Documentation: KYC, AML checks, verification. Disbursement: limit setup and handoff to core and loan management systems. Conventional and Islamic (Murabaha, Ijara) product origination. Integration with credit bureau, e-KYC, de-duplication external services (REST, SOAP APIs).

Stakeholder Management & Testing

Act as bridge between business and IT. Co...