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AVP - Credit Officer (Underwriting) - Wholesale Banking

SMBC Group

Remote, Remote, India Full-time June 16, 2026
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Vacancy Description

Responsibilities

  • Independently review and assess diverse credit applications submitted by Business Units, providing objective and thorough evaluations.
  • Prepare clear, concise executive summaries for submission to approval authorities, highlighting key credit risks and recommendations.
  • Collaborate with senior credit officers to develop a deep understanding of legal documentation and proactively review term sheets and credit agreements.
  • Support incumbent credit officers and senior management in credit evaluation, underwriting, and portfolio management activities.
  • Develop and implement action plans to address credits showing signs of deterioration.
  • Coordinate with Business units and ensure accurate recording and maintenance of deal details and credit monitoring data in internal system.
  • Conduct periodic credit portfolio analysis across various parameters.
  • Monitor credit exposure concentrations in large corpor...
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