Account Officer (Lending) KC Mangga Dua

About the Role

As an Account Officer (Lending), you will be at the forefront of driving the Bank’s lending growth. Your role is to acquire, develop, and manage a customer portfolio by providing tailored credit solutions that fit their financial and business needs. You will also play a key part in ensuring customer loyalty through proactive service, cross-selling, and long-term relationship building.

Key Responsibilities include:

• Acquire and develop potential debtors (individuals or businesses) to achieve lending portfolio targets.
• Identify customer financing needs and propose suitable credit products (working capital, investment, etc.).
• Prepare comprehensive credit proposals covering financial analysis, repayment schemes, and risk mitigation.
• Conduct business visits to assess customers’ conditions and business prospects.
• Ensure complete documentation and coordinate with supporti...